Financial services for merchants on your platform
R2 enables
to provide financing to their merchants.
+180K
Loans granted
5 Countries
Financial services to help your merchants grow
Frictionless loan application
Embedded in your platform
Sales-based repayments
Repayments proportional to their sales
More sales, more credit
New loan offers every month
We power financial services on leading platforms across Latin America
Why partner with R2, Latin America’s leading embedded finance platform?
Own the financial services (Lending/MCA) experience embedded on your platform. We take on the credit risk
Seamless integration via APIs
Launch in weeks with our embedded component, no need to build from scratch.
AI-driven risk models
We use your data to automatically offer the right capital to the right merchants, at the right time.
Tailored offers - $100 to $100,000+
AI-generated, pre-approved, and dynamic offers, fully personalized for each merchant.
Built-in KYC & compliance, fully owned by R2
We handle verification and compliance for fast, secure access to capital.
Same-day funding
Merchants are funded automatically within hours, while we handle all liquidity.
Agentic operations
Always-on support and servicing through AI agents, without adding any load to your team.
Seamless integration process
Launch financial services in days, not years
Rapid Go-Live
Pre-built APIs and SDKs enable quick, hassle-free integration of financial services—reducing launch timelines from months to just weeks.
Minimal Tech Effort Required
Streamlined integration process and clear documentation allow your team to embed financial services with minimal development work—freeing up resources for other priorities.
Scalable & Secure by Design
Out-of-the-box compliance, data privacy & security, and scalability let you focus on your core business while confidently expanding financial features for your merchants.
Financial services experience for your merchants
Give your merchants a seamless financial services experience without building it yourself
Boost engagement, reduce churn, and create new revenue streams by offering credit your merchants want to use.
Book your demoPre-approved offers, tailored by your data
R2 uses platform data to generate dynamic credit options for every eligible merchant, automatically and at scale.
Sales-based repayment model
Merchants repay through a percentage of daily sales on your platform, reducing friction and aligning perfectly with performance.
Instant, in-platform application
Your pre-approved merchants complete the credit request in under 5 minutes, directly within your existing user flow—no redirects, no paperwork.
Fully flexible capital
Funds can be used for inventory, expansion, or emergencies, whatever helps your merchants grow and stay active on your platform.
No penalties, no complexity
R2 offers transparent terms with no prepayment penalties or hidden costs, giving your merchants confidence and trust in your platform’s offering.
Book a demo
Ready to unlock the future of finance in your platform?
Let’s explore how R2 can help you launch financial services inside your platform: fast, digital, compliant and risk-free for you.
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